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Homeowner Stories

Our homeowners are just like you.

Perhaps you have modest resources; credit challenges; are tired of renting substandard housing with high energy bills; have always dreamt of owning a home of your own, or need help navigating the complicated world of the lending and construction process.

 We understand and are here to help.
Our qualified and friendly staff truly believe that everyone deserves to live in a well-built, energy-efficient, safe home. We’ve helped nearly 250 families achieve the dream of homeownership. Now is your turn.

Reduction in energy bills helps young family find savings

The rental home where Joanna, Ben and their young daughter previously lived was so poorly insulated that they kept the thermostat at 52°F in the winter, just so the electric bill would stay at or below $500 a month. Electrical bills, in addition to their $300 rent prevented this young family from reaping the benefits of homeownership.

When Joanna and Ben finally decided to purchase a home with the help of Highlands Housing, they had high-hopes of homeownership but never expected to see their energy bill drop to $100 a month as a result of the energy-efficient features built into her new home nor were they expecting their mortgage payment to be less than their rent allowing them to save money for their daughter’s future.

Overcoming credit challenges to homeownership

Jessica is a single mother of two beautiful girls ages 5 and 7 and worked at a local daycare for 5 years. Jessica always rented but could never afford a home that she felt was safe for her and the girls. Working with Highlands Housing Corporation, Jessica was shocked to learn her house payment would be only $50.00 more than her existing rent payment.

Before she could make this dream a reality, Jessica needed to overcome several credit issues from her past and wasn’t financially ready to be a homeowner, but Jessica was determined to make a difference for her future. She worked very hard on her budgeting and financial health with help from our homebuyer education classes and turned her situation around.

Not only is Jessica a homeowner, but her credit is rebuilt as a result of the programs and services offered by Highlands Housing Corporation. Jessica is very proud of her accomplishments and her daughters were so excited to have their own rooms, they could hardly wait to choose the paint colors.

Disclaimer: The homeowner names were changed to protect their identity.

Contact Us

Lending:
(606) 729-0215
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General Inquiries:
(606) 864-5175
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President & CEO
606.729.1035
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Wayne County Residents:
(606) 278-2508
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Contractors & Subcontractors:
(606) 307-4753
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This institution is an equal opportunity provider and employer.

Hard of hearing, speech impaired or deaf users, please call the Kentucky Relay Service at 606.648.6056.

Make a difference by empowering homebuyers shape the houses and communities they call home.