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Highlands Housing Corporation
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New Homebuyer v2

  • Applicant Information

    Tell us about yourself
  • Your Full Name
  • Mailing Address if different
  • Tell us about your household

  • Including yourself, how many people are in your household?
  • Tell us about your additional family members

  • Family Member #1 Name
  • Family Member #2 Name
  • Family Member #3 Name
  • Family Member #4 Name
  • Family Member #5 Name
    (Check all that apply)
  • Income 1
  • Income 2
  • Income 3
  • Co-Applicant Information

    Tell us about your Co-Applicant
  • Co-Applicant's Full Name
  • If different than applicant
  • Address
  • Mailing Address if different
    Check all that apply
  • List income source and monthly amount

HH First Form

  • Applicant

  • Your Mailing Address (If different)
  • Tell us about your martial status
  • Please explain other sources of income:
  • Household Member NameSource of IncomeMonthly Income 
  • Co-Applicant

  • Name
  • Co-Applicant Current Address
  • Co-Applicant Current Mailing Address(if different)
  • Tell us about your martial status
  • Please explain other sources of income:
  • Source of IncomeMonthly Income 
  • Tell us about your additional family members

  • Tell us about your additional family members

  • NameAgeRelationship 
  • Tell us about your current housing situation:

  • Select One
  • Referral Source

  • Select one
  • Authorization to Obtain Credit Information

  • Credit Score
    A minimum credit score of 640 is required for our programs.

    Alternative Credit
    If you have never applied for credit and do not have a score, we are able to obtain and use three (3) alternative forms of credit including: 12-month landlord reference, 12-month utility bills, 12-month cellular phone bills.

    Credit Counseling
    We also offer free credit counseling to identify credit issues and offer suggestions for improvement that will put you one step closer to achieving your dream of homeownership.

    We encourage you to still apply, even if you have credit issues. If this is the case, please select the Delayed Payment Option and explain any known credit issues in the space provided below. Using this option, you will not be charged for a credit report and one of our Housing Specialist will contact you to assist with a credit improvement plan.

  • I hereby grant permission for Highlands Housing Corporation to obtain any and all information deemed necessary to process my loan application. This information includes, but is not limited to, my present employment status, my federal income tax returns, if required, my deposit account, my past and present consumer credit record, my mortgage record and/or my rental record.
  • Highlands Housing Corporation, their successors and/or assigns, as their interest may appear may re-verify the information or documents used in processing this loan. I hereby authorize release of information to the lender or its designee, by my employer, bank, accountant, mortgage lender, landlord, creditors, and other sources to verify the accuracy of documents and credit information the lender used in deciding whether to approve the loan.
  • Credit Report Payment Options

  • (Select one of the following options)
  • By Mail:

    Highlands Housing Corporation
    Attention: HHC Credit Processing
    PO Box 362
    London, KY 40738-1738

    In Person

    London Office
    Highlands Housing Corporation
    362 Old Whitley Road
    London, KY 40743

    Monticello Office
    Highlands Housing Corporation
    110 Stardust Avenue
    Monticello, KY 42633

    I agree to pay the following processing fee. I understand this payment is non-refundable and will be used to offset the cost of the credit report and administrative functions associated with this application.
  • $0.00
  • American Express
    Discover
    MasterCard
    Visa
    Supported Credit Cards: American Express, Discover, MasterCard, Visa
     
  • Section Break

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