The rental home where Katisha and her young daughter previously lived was so poorly insulated that she kept the thermostat at 52°F in the winter, just so the electric bill would stay at or below $500 a month. In addition, she paid $300 a month to rent the home.

Katisha joined our self-help program with high-hopes of homeownership but never expected to see her energy bill drop to $100 a month as a result of the energy-efficient features built into her new home. Factoring in a monthly mortgage payment of $412, she is now able to save at least $288 every month for her daughter’s future.

Even though Katisha is employed, she could not have afforded to become a homeowner without the assistance of the Highlands Housing self-help program and the services available to our